Insurance rates on mazda speed 3 - srry if repost
August-18th-2007, 10:10 AM
#1
Registered User
Thread Starter
Join Date: Aug 2007
Posts: 1
Insurance rates on mazda speed 3 - srry if repost
Hello all.
Currently i have an 06 wrx looking to possibly pick up a speed3.
Just curious what you guys pay for your insurance. I currrently pay 210 for my wrx w/ geico and I just did a quote w/ them for the speed3. Thing came back for 295 a month.
Sorry if this has been posted. I ran a quick search and didnt find much regarding the speed3 only the normal 3.
If you dont mind sharing please list age/coverage ammounts/ and so forth.
Thanks in advance
Currently i have an 06 wrx looking to possibly pick up a speed3.
Just curious what you guys pay for your insurance. I currrently pay 210 for my wrx w/ geico and I just did a quote w/ them for the speed3. Thing came back for 295 a month.
Sorry if this has been posted. I ran a quick search and didnt find much regarding the speed3 only the normal 3.
If you dont mind sharing please list age/coverage ammounts/ and so forth.
Thanks in advance
August-18th-2007, 01:03 PM
#3
Registered User
Join Date: Oct 2005
Location: California
Posts: 175
$295 a MONTH??? I have a 06 3 S Touring and mine is $3xx for 6 months. Speed can't be that much more expensive. Or maybe because we have a multi car discount and house insurance under 1 policy. anyways... $300 a month for insurance ONLY in damn expensive. I'm paying off my car for less
August-19th-2007, 02:47 AM
#6
Registered User
Join Date: Mar 2007
Location: Birmingham, AL
Posts: 378
Insurance rates depend several factors.
1. Age - Whilst this is no indication of how well one drives, it's just a right of passage.
2. Record - Tickets, Wrecks, etc... all affect your cost. It takes 3 years (for most companies) to drop one of these puppies from your record.
3. Location - Companies also look at where you live. They compile data like accident rates, etc... This can be a bitch if there are a lot of wrecks per capita.
4.Credit - This is unfair for many people. The ability to get a credit card, etc... should not be a factor in this, but unfortunately it is.
5. Drivers - If you have other drivers on your policy it can raise or lower your rate. I.E. if you have your mother/Father on your policy, it can help lower your rate. Especially if you make them the primary driver.
6. Other - things like a good grades, drivers ed, and multiple cars/etc... on the same policy can also give you discounts.
1. Age - Whilst this is no indication of how well one drives, it's just a right of passage.
2. Record - Tickets, Wrecks, etc... all affect your cost. It takes 3 years (for most companies) to drop one of these puppies from your record.
3. Location - Companies also look at where you live. They compile data like accident rates, etc... This can be a bitch if there are a lot of wrecks per capita.
4.Credit - This is unfair for many people. The ability to get a credit card, etc... should not be a factor in this, but unfortunately it is.
5. Drivers - If you have other drivers on your policy it can raise or lower your rate. I.E. if you have your mother/Father on your policy, it can help lower your rate. Especially if you make them the primary driver.
6. Other - things like a good grades, drivers ed, and multiple cars/etc... on the same policy can also give you discounts.
August-19th-2007, 03:01 AM
#7
Spam Czar!!
Join Date: Aug 2004
Location: Cedar Falls, Iowa
Posts: 2,315
As I said, for as long as you're under 25 (like me..) all insurance companies will continue to rape you as they please. I'm in the same boat as you so I know you're not full of **** when you say you pay $295/mo on just insurance. When I first got my P5 at 18, I was quoted $2200 for six months .. so that's about $366/month. Insurance sucks .. it's the biggest ripoff in America.
August-20th-2007, 05:12 PM
#8
Registered User
Join Date: May 2007
Posts: 10
I cant believe Geico is $300 a month for the speed3, that sucks!! I pay ~$170/month for 4 cars--05 Mazda3 S, 97 Eclipse, 96 Probe GT, and 93 Ranger. Thats for me (27 w/2 tickets) and my wife (24 w/1 at-fault accident)...
August-20th-2007, 07:52 PM
#9
Registered User
Join Date: Jul 2007
Posts: 5
GEICO is a rip...I just switched to Teacher's Insurance Plan after they quoted me $150 a month just on my MS3...and I'm a teacher with an excellent driving record who commutes only 5 miles to my school each day. How do you think they pay for all those "cute" commercials??? Shop around, try some of the independent companies...
August-20th-2007, 11:30 PM
#10
Registered User
Join Date: Feb 2006
Location: Edmonton, Canada
Posts: 1,332
LoL, you guys are all spoiled. I pay $260 a month for a regular *** ES Sedan, 2002.
I have had no accidents, not ever a speeding ticket (seriously), and I'm 22. Perfect driving and credit records for last 5 years, and they treat me like a criminal or some kind of daredevil.
Insurance in Canada is much worse than the US.
And yes I shopped around... some wanted up to $500/Month.
I have had no accidents, not ever a speeding ticket (seriously), and I'm 22. Perfect driving and credit records for last 5 years, and they treat me like a criminal or some kind of daredevil.
Insurance in Canada is much worse than the US.
And yes I shopped around... some wanted up to $500/Month.
Last edited by J-Protege; August-20th-2007 at 11:34 PM.
August-21st-2007, 09:50 AM
#12
Registered User
Join Date: Aug 2007
Location: Texas
Posts: 188
22 male, ~350 month full coverage on 02 p5...not a single thing on my record either, I really hate insurance but theres so many people without it, its better than getting in a wreck with someone w/o insurance
August-21st-2007, 04:24 PM
#14
Registered User
Join Date: Aug 2007
Location: Rochester, NY
Posts: 22
As I said, for as long as you're under 25 (like me..) all insurance companies will continue to rape you as they please. I'm in the same boat as you so I know you're not full of **** when you say you pay $295/mo on just insurance. When I first got my P5 at 18, I was quoted $2200 for six months .. so that's about $366/month. Insurance sucks .. it's the biggest ripoff in America.