Insurance rates on mazda speed 3 - srry if repost
Hello all.
Currently i have an 06 wrx looking to possibly pick up a speed3. Just curious what you guys pay for your insurance. I currrently pay 210 for my wrx w/ geico and I just did a quote w/ them for the speed3. Thing came back for 295 a month. Sorry if this has been posted. I ran a quick search and didnt find much regarding the speed3 only the normal 3. If you dont mind sharing please list age/coverage ammounts/ and so forth. Thanks in advance :D |
How old are ya bud? If you're under 25, it's not gonna be cheap..
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$295 a MONTH??? I have a 06 3 S Touring and mine is $3xx for 6 months. Speed can't be that much more expensive. Or maybe because we have a multi car discount and house insurance under 1 policy. anyways... $300 a month for insurance ONLY in damn expensive. I'm paying off my car for less
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I'm a 22 year old male, I have a perfect driving record, and some minor credit dings. Insurance on my Speed3 is 676 every 6 months with State Farm.
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Too much
Unless u have a frekin horrible record. The wife 29 and me 26 two cars 76 a month. Dude two words SHOP AROUND. Or start selling body parts.
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Insurance rates depend several factors.
1. Age - Whilst this is no indication of how well one drives, it's just a right of passage. 2. Record - Tickets, Wrecks, etc... all affect your cost. It takes 3 years (for most companies) to drop one of these puppies from your record. 3. Location - Companies also look at where you live. They compile data like accident rates, etc... This can be a bitch if there are a lot of wrecks per capita. 4.Credit - This is unfair for many people. The ability to get a credit card, etc... should not be a factor in this, but unfortunately it is. 5. Drivers - If you have other drivers on your policy it can raise or lower your rate. I.E. if you have your mother/Father on your policy, it can help lower your rate. Especially if you make them the primary driver. 6. Other - things like a good grades, drivers ed, and multiple cars/etc... on the same policy can also give you discounts. |
As I said, for as long as you're under 25 (like me..) all insurance companies will continue to rape you as they please. I'm in the same boat as you so I know you're not full of shit when you say you pay $295/mo on just insurance. When I first got my P5 at 18, I was quoted $2200 for six months .. so that's about $366/month. Insurance sucks .. it's the biggest ripoff in America.
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I cant believe Geico is $300 a month for the speed3, that sucks!! I pay ~$170/month for 4 cars--05 Mazda3 S, 97 Eclipse, 96 Probe GT, and 93 Ranger. Thats for me (27 w/2 tickets) and my wife (24 w/1 at-fault accident)...
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GEICO is a rip...I just switched to Teacher's Insurance Plan after they quoted me $150 a month just on my MS3...and I'm a teacher with an excellent driving record who commutes only 5 miles to my school each day. How do you think they pay for all those "cute" commercials??? Shop around, try some of the independent companies...
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LoL, you guys are all spoiled. I pay $260 a month for a regular ass ES Sedan, 2002.
I have had no accidents, not ever a speeding ticket (seriously), and I'm 22. Perfect driving and credit records for last 5 years, and they treat me like a criminal or some kind of daredevil. Insurance in Canada is much worse than the US. And yes I shopped around... some wanted up to $500/Month. |
I pay 100/month for full coverage (with all the bells and whistles) from state farm Then add in my life insurance and my renters I only pay 150.
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22 male, ~350 month full coverage on 02 p5...not a single thing on my record either, I really hate insurance but theres so many people without it, its better than getting in a wreck with someone w/o insurance
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27, male, state farm, $86 a month.
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Originally Posted by KrayzieFox
(Post 389475)
As I said, for as long as you're under 25 (like me..) all insurance companies will continue to rape you as they please. I'm in the same boat as you so I know you're not full of shit when you say you pay $295/mo on just insurance. When I first got my P5 at 18, I was quoted $2200 for six months .. so that's about $366/month. Insurance sucks .. it's the biggest ripoff in America.
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Were you on a policy with your parents or by yourself? If you were by yourself then I find that hard to believe .. unless it was like 10 years ago when everything was a lot cheaper.
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