West Canada BC, AB, SK, MB, YK, and NT

West coast insurance

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Old December-3rd-2002, 02:15 PM
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Angry West coast insurance

I forgot to mention...I inquired about my insurance and it is so much. Danmit privatize the insurance! I will go from $1300 (with my t-bone accident I had in edmonton) to $1750 and that does not include all coverages (just pleasure). Is there insurance for 'pleasure'? What are you guys pay'in????
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Old December-4th-2002, 10:18 AM
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Are you saying the Gov't insurance is higher in BC than private is in AB??? Wow, you guys must be getting hosed. Here in Sask you'd be paying about 1K a year plus a hundred dollar surcharge on your licence for being in a at-fault accident.

When I moved back to Sask from AB I went from about 3K a year to 1K on each of my cars. 24 year old 4 star driver at the time.
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Old December-4th-2002, 11:02 AM
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Jep, Gov't BC insurance is greater than private AB insurance! I believe it has to do with the frequency of accidents and population. I bet a mathmatician can derive a model for you. If there are other factors: I don't know.
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Old December-4th-2002, 06:19 PM
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yeah dude... $1700 ain't too shabby at all... i have "decent" work coverage and it's costing me $2200 a year... i don't even have any accidents or anything... and this is BEFORE the hike they just put in... i'm guessing in Feb I'll hafta pay ATLEAST $2400 if not more....
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Old December-5th-2002, 03:17 AM
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Yeap, ICBC sucks ***.

Try this, call up CDI (Canadian Direct Insurance).

You have to get your BASIC INSURANCE via ICBC, but everything else you can get elsewhere, and CDI seems to be much cheaper! We've got it on all of our cars... and its much cheaper that ICBC...
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Old December-6th-2002, 11:15 PM
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I pay about $1400 year for full coverage.....

oh, and my insurance is going down about $6 W004! Free McDonalds!
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Old December-10th-2002, 03:02 PM
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GURU...you read my mind! CDI is one of the best things for BC..i mean it's a pain in the *** having to get your $200k liablity and plates thru Icky Bicky but hey... it's cheaper!
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Old December-11th-2002, 12:24 AM
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i moved to victoria from vancouver for school in september - i got a $700 rebate from ICBC

but i miss my friends in vancouver though ...

Victoria --> "land of the nearly dead and newly wed ... "
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Old December-11th-2002, 11:34 AM
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Originally posted by jowettw
i moved to victoria from vancouver for school in september - i got a $700 rebate from ICBC

but i miss my friends in vancouver though ...

Victoria --> "land of the nearly dead and newly wed ... "
How did you get the rebate of $700?!? Isn't the insurance the same there as it is here? I completely agree with the land of the nearly dead. So true...
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Old December-11th-2002, 07:01 PM
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there are a lot less cars in Victoria and probably a LOT less accidents out here, so when i moved to Victoria, i changed my address with ICBC and i ended up getting a rebate

i meant Victoria was "land of the nearly dead and newly wed ... " NOT Vancouver (just to clear things up)
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Old December-12th-2002, 02:28 PM
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heya, old ICBC girly here... Victoria is the lowest rated territories in BC...could it be that the Government is there?! huh huh huh?! ...
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Old December-12th-2002, 03:29 PM
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Could very well be, I got my insurance recalculated and now it will cost $1777. Nice eh?
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Old December-17th-2002, 01:23 PM
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I was wrong. It turns out that I am still, and have been, a BC licensed driver for as long as I have been in Alberta. It turns out that you have to cancel your license if you leave BC. I never knew that. So for the 5.5 years that I lived in AB, I became a 'road star' because I had no accidents here in BC! So I got the max dicount! My insurance was $1400! Nice eh? A $350 dollar savings from what I was initially quoted!
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