look at this BS


#1 ive had 1 speeding ticket with 2 demerits from the last 5 years
my other tickets did not have any demerits since they were tickets that involved "improper use of fog lights", "failing to show registration" (i had it but the cop was too much of an ******* to wait 2 mins for me to pull it out of my center console), "enlarged muffler" WTF

#2 ive never had an accident where i was at fault, the last 2 times the other party admited at the scene of the accident that they were at fault as well as their insurance company later on (thats why i didn't pay a dime to get my car fixed.. both times)

#3 the insurance company calls my mom up to yell at her for getting into accidents were she was not at fault (my mom was rear ended 4 times while stoped at a light),

his words were "you shouldn't be getting in to so many accidents" WHAT THE **** how do you stop someone from rear ending you at a light?

 

Call back the agent and tell him to prove it.. jsut keepgoing higher and higher in the food chain...


IT also depends on yoru state..

texas is a no fault state.. even if someone slams into you your insurance rates can go up.

 

LOL! He lives in Canada! Hey Em, call me when you get a chance, I need your help to take out the rest of my stuff this week (tomorrow? Friday??)

 

I've always said that there's actually two types of insurance fraud...

The first being the obvious that comes to mind, an unscrupulous policy holder trying to take the insurance company for all that they are worth.

But far more common but less thought of is that perpetrated by the insurance company. They rob their policy holders blind through sky-high premiums, use the slightest excuse to "rate" you or deny you coverage, then when it's time to make a claim, weasel their way out of paying, or skimp so badly on repairs, that your vehicle becomes dangerous. The insurance companies that do this should have their directors charged with fraud.

I say take it to the top as well. And threaten to sue if you have to!

 

Em, get a copy of your driver's abstract and see what that says on it. It should show your record for the last 3 years. It should show any demerts that you got/have and any accidents that you've been in.