3rd Gen Protege/MazdaSpeed/P5/MP3 General/Maintenance Discussion for 1999-2003.5 Models Only (BJ Chassis)

What do you pay to insure it?

Thread Tools
 
Search this Thread
 
Old July-13th-2004, 12:12 PM
  #1  
Registered User
Thread Starter
 
juddz's Avatar
 
Join Date: Apr 2004
Location: Michigan
Posts: 1,164
juddz is on a distinguished road
What do you pay to insure it?

Hey, guys.
I live in the Detroit area, where there are millions of folks jamming the freeways every morning. On a clean record (no tickets and no accidents), with a $1000 deductible, I pay about $120.00 per month to insure my 03.5MY P5. I'm also a homeowner, and getting close to 30. I've shopped around, and even though I'm getting robbed, it could be worse. What do you guys pay to insure your 3rd gen Protege?
juddz is offline  
Old July-13th-2004, 12:44 PM
  #2  
Registered User
 
Matty Mooling's Avatar
 
Join Date: Mar 2004
Location: Elizabethtown, PA
Posts: 809
Matty Mooling is on a distinguished road
currently i'm paying $1050 every six months with full coverage and a $500 deductible. i'm 19, rent an apt., and i have one infraction on my record. i'm also currently shopping around and looking to hear back from a guy tonight with a quote. hopefully it will be a little better
Matty Mooling is offline  
Old July-13th-2004, 12:52 PM
  #3  
Awesome Member
 
kargoboy's Avatar
 
Join Date: Jan 2004
Location: Pittsburgh PA
Posts: 3,186
kargoboy is on a distinguished road
I am paying about $100.00/month for $500 deductible but I'm an old guy who hasn't gotten caught speeding in a long time!
kargoboy is offline  
Old July-13th-2004, 01:12 PM
  #4  
The man behind the mask
 
Roddimus Prime's Avatar
 
Join Date: Oct 2003
Location: Birmingham, AL
Posts: 11,572
Roddimus Prime is on a distinguished road
<~~~$72/month 25yr old homeowner 1 speeding ticket
Roddimus Prime is offline  
Old July-13th-2004, 02:46 PM
  #5  
Registered User
 
Racing Beat's Avatar
 
Join Date: Nov 2003
Location: Rockhill, MO
Posts: 706
Racing Beat is on a distinguished road
I'm at $150/mo.
Racing Beat is offline  
Old July-13th-2004, 03:58 PM
  #6  
Matty's Lead Scrumpet!!
 
Phantom Cruiser's Avatar
 
Join Date: Dec 2002
Location: Ok City
Posts: 3,143
Phantom Cruiser is on a distinguished road
really don't know...i pay 200 bucks every month to insure 4 cars w/ full coverage and i'm 31 w/1 speeding ticket.
Phantom Cruiser is offline  
Old July-13th-2004, 04:55 PM
  #7  
Registered User
 
pr5guy's Avatar
 
Join Date: Mar 2004
Location: Long Island, NY
Posts: 113
pr5guy is on a distinguished road
$160/month- 22yr old male with CLEAN record and every insurance discount u can have....ahh i love NY and its high insurance rates!
pr5guy is offline  
Old July-13th-2004, 05:38 PM
  #8  
Registered User
 
motegi's Avatar
 
Join Date: Dec 2003
Location: FL
Posts: 83
motegi is on a distinguished road
$135.00 a month. That will more then likely go up in August because I was in an accident.
motegi is offline  
Old July-13th-2004, 10:27 PM
  #9  
Registered User
 
MadeInJapan's Avatar
 
Join Date: Jan 2003
Location: Knoxville, TN
Posts: 144
MadeInJapan is on a distinguished road
Got everyone beat! $56 a month!

With very full coverage. bodily to others at $100k per person/$300K each accident; $50K per Property damage liability; $100k person/$300K incident on Uninsured motorist; $50K per uninsured property damage, $5000 medical as well as comprehensive and collision and $20 rental reimbursement and raodside assistance. My deductibles are $200 for uninsured motorist, $100 for comprehensive and $250 for collision. All of this at $380 for 6 months...but that's not all...there is about a $40 discount if I pay full for the six months and don't split it up by monthly payments, which is what I always do.

That's $340 for 6 months or about $56 a month. Granted I'm in my mid 40s, accident free and ticket free for numerous years. If anyone is curious, my insurance is with Progressive. Do you have them in your area? Well worth checking them out...they have a web-site too that you can get a free quote from.
MadeInJapan is offline  
Old July-13th-2004, 11:13 PM
  #10  
Registered User
 
P5ChemDood's Avatar
 
Join Date: Jul 2003
Posts: 150
P5ChemDood is on a distinguished road
I'm 23 and haven't gotten pulled over since I was 18 (that was the last time my dad let me take his black MX-6 LS out for a "spin" at 2am). I rent a place and am financing my 2003 P5 over five years, so I have full coverage, a $500 deductible, and my premium just dropped to about $500 every 6 months. Not bad, although I used to pay about that much every year to insure a '94 Accord. But that's what happens when the bank technically owns your car until that 60th month

~Adam

BTW I'm currently living in the middle of PA... would be much higher if I were still home in Philly
P5ChemDood is offline  
Old July-14th-2004, 04:42 AM
  #11  
Registered User
 
Molloy's Avatar
 
Join Date: Jul 2004
Location: Florida
Posts: 34
Molloy is on a distinguished road
Roddumas unbelivable great rate great for you. I pay 135 a month with 4 speeding tickets and no accidents full coverage. sux but what can you do i guess slow down
Molloy is offline  
Old July-14th-2004, 06:45 AM
  #12  
Registered User
 
Matty Mooling's Avatar
 
Join Date: Mar 2004
Location: Elizabethtown, PA
Posts: 809
Matty Mooling is on a distinguished road
Re: Got everyone beat! $56 a month!

Originally posted by MadeInJapan
If anyone is curious, my insurance is with Progressive. Do you have them in your area? Well worth checking them out...they have a web-site too that you can get a free quote from.
I've checked through progressive and I got a lower quote than what i'm paying now. The only thing that is keeping me from going with it is that i've heard of them raising your premiums by up to 40% after six months
Matty Mooling is offline  
Old July-14th-2004, 07:08 AM
  #13  
Registered User
 
bwhite's Avatar
 
Join Date: Jun 2004
Location: Fredericksburg,VA
Posts: 57
bwhite is on a distinguished road
I am at $160 a month, but that includes aftermarket coverage. If something was to happen to the car, they would pay full book value, plus an additional $5000 for my add on's, such as rims, exhaust, stero, graphics, etc. I can't remove the covered items if the car is totalled, but $5000 would be a nice starting point for another car. I had to provide the ins. co with every reciept I have on the car, and every 6 months they come out and take a pic of the car to make sure nothing has changed. It is worth paying a little extra each month to not get screwed if something was to ever happen, and since they know what is on the car, if it is wrecked, they will restore it to it's current state.
bwhite is offline  
Old July-14th-2004, 08:53 AM
  #14  
Registered User
 
Rio Grande's Avatar
 
Join Date: May 2004
Location: Baltimore, MD
Posts: 221
Rio Grande is on a distinguished road
I pay around $150-180/month. But that is full coverage for the MP5 and liabilty on the Jeep. The Jeep is only like $50/month so do the math. I have State Farm Insurance, they suck IMO. The insurance just dropped like $20 a month because I have my home owners through them as well.
Rio Grande is offline  
Old July-14th-2004, 07:14 PM
  #15  
Registered User
 
MadeInJapan's Avatar
 
Join Date: Jan 2003
Location: Knoxville, TN
Posts: 144
MadeInJapan is on a distinguished road
Have had insurance with Progressive for about 2 years yet with no price hike...hope it stays that way. They are very reasonable...my previous insurance company wanted to charge me extra for the 120+ miles I put on my car daily due to my job commute. Progressive didn't seem to care. I have right at 70K on my 3 year old car now.
MadeInJapan is offline  



All times are GMT -5. The time now is 12:36 AM.