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Originally Posted by hughes412
. But nothing is ever set in stone until a judge says so! You snooz ya loose.
Yes it is. A Judge doesnt make the law,he enforces it...Law says the driver is the responsible party,not an Insurance company. An insurance policy is a "contract", which is binding. Insurance policies have a limit of liability, meaning that they will cover up to a certain amount of the driver's liability in an accident. In no way does this make the insurance company the responsible party. Technically the driver is supposed to pay ALL of the damages, and his insurance company will reimburse him up to their limit. To make it easier usually the insurance company will issue the check directly to the "victim" of their driver's negligence. Why is it when you tell someone on the board they are incorrect they can't just simply accept it. It's always, "nah-uh, the guy at the corner gas station says different, so I 'aint gonna believe your list of facts". :rant: |
dibs on the lip.
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Sent PM.
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Originally Posted by hughes412
Have you ever heard of the Insurance companies not insuring homes in TX because of the mold law suits? Companies were having to pay more then what was SIGNED in the contracts to cover. Or prenups that are supposed to keep one spouse from take something that isn't theirs but they get it anyways. Or what about the UT shuttle bus that hit me Twice in the same wreck. I sewed the company And Capital Metro for damages. Cap Metro tried to say they were not responsible because they had a signed contract that stated the shuttle company would be if any thing were to happen. Yet a state judge ruled that they were because technically the shuttle company worked for them. I got a new Explorer out of it. Have you listened to the news about the lawsuit reform. Anyone can sew anyone for any thing. It is up to the defendant to prove themselves innocent or not responsible. Most companies don't want to waste the money on layers and court time so they pay up. If the sum isn't to high.
2. Your second point is not about auto insurance, specifically liability insurance 3. Your third point is not about auto insurance, specifically liability insurance 4. Your fourth point is understood, however the "defendant" would be the driver at fault, not the auto insurance company 5. The word is sue, not sew. Sew is something you do with needle and thread 6. I am not a lawyer. However my job requires me to deal with auto insurance claims EVERY day. Especially situations such as Focal's. It more than qualifies me to give the proper info in this particular situation. 7. EVERY time I see someone give out FALSE information as advice and treat it as gospel, I will "talk down to them", as you call it |
I bet Judge Joe Brown could settle this one peaceably....
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There was so much horse [shizzle] in that post I will only address this issue
Originally Posted by hughes412
You work for a car lot not the insurance lawyers so your talking out of your backside.
This will be my last post on this because it’s obvious that your right, you work in the AUTOMOTIVE industry. BIG SHIT!. So get off of your high horse, you work for a bunch of grease monkeys and your trying to make it sound all that. It isn’t! Tell me exactly how is it you know what I do ? I don't work for a dealer. I work for Ford Motor Credit,in legal. We are a bank. We are the lein holder. We are the ones who get the checks when insurance companies payoff total losses. I work closely with insurance companies on a daily basis. I am VERY familiar with this process. If Focal Flare has a lein against this vehicle, and he refuses what the insurance company offers, trying to get his attorney involved to negotiate something different, the leinholder will end up settling with the insurance company directly. The way they have to do this is by getting a REPO title on said vehicle to give to the insurance company. Thus Focal would end up with a reposession on his credit !! He is much better off settling with HIS insurance company, then letting them settle with the other driver. |
Macdaddy is right about my situation. it is not the insurance's fault. it's that fu**ing biotches fault for having a $7500 max on her liability. Oh and guys i cannot buy it back from the insurance comp. strictly b/c my wallet is flicking me off (not enough $$) so about parting it out it aint gonna happen. i really hate making you all wait to tell you this. i feel really bad. plus i still owe $2,000 some odd dollars after my insurance comp. pays me what my car is worth. I AM SOOOOOOOOO PISSED RIGHT NOW. <<once again i deeply apologize for the long delay>>
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Originally Posted by FocalFlareES
Macdaddy is right about my situation. it is not the insurance's fault. it's that fu**ing biotches fault for having a $7500 max on her liability. Oh and guys i cannot buy it back from the insurance comp. strictly b/c my wallet is flicking me off (not enough $$) so about parting it out it aint gonna happen. i really hate making you all wait to tell you this. i feel really bad. plus i still owe $2,000 some odd dollars after my insurance comp. pays me what my car is worth. I AM SOOOOOOOOO PISSED RIGHT NOW. <<once again i deeply apologize for the long delay>>
You may want to consider getting gap insurance on your next loan. That way you won't have the deficiency balance again. |
we financed through the dealer and it wasn't offered through used cars. Normally it would be w/new however it was not offered through the used car
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Originally Posted by FocalFlareES
we financed through the dealer and it wasn't offered through used cars. Normally it would be w/new however it was not offered through the used car
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I'm looking for the REAR Flying "M",and The REAR MAZDA text emblem for my P5. Do you have them laying around??
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Apparently the thread isn't being read before responses are posted. Since the car isn't actually being parted I'm closing this thread
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