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Buddha April-12th-2005 09:34 AM


Originally Posted by hughes412
Oh man, you don't have to appoligize (?). I thing these insurance people need to be takin care of if you know what I mean.


Agreed. When ever you can get the info just get back :) its all good

fluke22 April-20th-2005 12:04 AM

Any updates? If your insurance co. does decide to total it, i'm interested in the steering wheel.

Da P-Funk! April-20th-2005 07:35 AM

Uh, are you sure you understand that if they total the car - you don't keep the carcass. You have to 'buy it back' and then part it out...

(If i am wrong (and i hope i am - cuz i want the ECU!!) please let me know! ;))

FocalFlareES April-21st-2005 08:06 PM

you are right and i do plan on buying it back from the insurance comp. if it is totalled giving the price on buying it back that is, and gutting it completely.

scotty878 April-22nd-2005 02:37 PM

So still no word on whether its actually totaled or not!?!? Its taking a while!

jster28 May-3rd-2005 04:19 PM

what the word on the car, I want wiring harness for the power windows and the power window switch surroundings.

FocalFlareES May-4th-2005 12:17 PM

guys sorry for the VERY F**KING LONG delay. I got word that my car is totalled however, for the girl that hit me, she has a maximum liability of $7500 my car is worth well over that. so now i have to go through my insurance company and start the process all over again. I am so sorry for the delay i hope they price my car at a good price so i can part it out. if not i will just have to try something else. Once again i am sorry for the delay of USAA INSURANCE COMP. **NOTE - if you get hit by someone carrying this insurance i recommend filing the claim through your insurance comp b/c they take FOREVER**

scotty878 May-4th-2005 02:07 PM

Sorry to hear it, hope it all works out for you in the end!

hughes412 May-5th-2005 09:00 AM

You need to get an Lawyer. USAA should cover all no matter what her limits are. How do you think people get millions out of wrecks. Im not saying go sew happy but get what your owed!

macdaddyslomo May-5th-2005 11:18 AM


Originally Posted by hughes412
You need to get an Lawyer. USAA should cover all no matter what her limits are. How do you think people get millions out of wrecks. Im not saying go sew happy but get what your owed!

You should really learn more about the law before dispensing advice. The insurance company is not the responsible party here. The driver is, and if they had a limit of liability on her policy(the $7500) that is the max they will pay. He would have to sue her for the remainder, as the driver at fault is responsible for ALL the damages. It's easier for him to just make the claim with his own insurance company and let them sue her.

hughes412 May-5th-2005 11:58 AM


Originally Posted by macdaddyslomo
You should really learn more about the law before dispensing advice. The insurance company is not the responsible party here. The driver is, and if they had a limit of liability on her policy(the $7500) that is the max they will pay. He would have to sue her for the remainder, as the driver at fault is responsible for ALL the damages. It's easier for him to just make the claim with his own insurance company and let them sue her.


You obviously haven’t sewed an insurance company! An old lady hit my friend and totaled his truck and boat. After the lawsuit he got enough to put a good down payment on new ones. The check was from the company not her.

macdaddyslomo May-5th-2005 12:31 PM


Originally Posted by hughes412
You obviously haven’t sewed an insurance company! An old lady hit my friend and totaled his truck and boat. After the lawsuit he got enough to put a good down payment on new ones. The check was from the company not her.

Yes, however the lady that hit your friend probably had a better insurance company than the one that hit Focal...Most insurance policies have a limit of liability of like $25,000 or more.

I work with insurance companies every day on acquiring payoffs at my job.I work at Ford Credit. I'm VERY familiar with the laws and procedures regarding auto insurance

THEGOLDPRO May-5th-2005 02:24 PM

no macdaddy your wrong!!!! obviously because hughes friend that was in an accident says so. :rolleyes: :rolleyes: :rolleyes: im gonna have to agree with macdaddy here buddy.

macdaddyslomo May-5th-2005 04:03 PM

Yeah. "because I/he said so" is always the best way to explain your point of view

hughes412 May-5th-2005 04:39 PM

No one has to listen to me, do what you what. But nothing is ever set in stone until a judge says so! You snooz ya loose.


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