I think it's a bad idea to buy a used car unless it's a 30 year old Super Beetle. I wasn't about to give 13,000 or even 6000 to some dealer that might not even be there next week. Here in Central Florida they come and go like crazy. Not to mention you have no idea how the person or persons that owned the car before you drove or if they changed the oil every 12000 miles or what the hell they did to it. I'd rather make the payment and not have the worries. And then in 3-4 years I have a great used car that's all mine and I can account for every single mile on the odometer.:) :) :)